Thank you for purchasing one of our insurance and protection products from Windsor Motor Group. At Windsor, we’re committed to you always driving happy. It’s why we appreciate that a major factor in driving happy is knowing your investment is solidly protected throughout the ownership of your vehicle. For us, making sure you have a rewarding customer experience does not end when you drive off the forecourt.

Our teams in every showroom and service centre are experienced and highly trained staff, who are committed to understanding and meeting your requirements.

Please remember, as part of your purchase of this additional cover through Windsor Motor Group, to obtain all the benefits of your cover, all servicing and repairs should be carried out at a Windsor Motor Group Dealership.

Windsor Motor Group has 24 Dealerships across 14 locations throughout Dublin, Wicklow, Meath, Louth and Galway. If you cannot reach the same dealership you purchased your car from, you can book into any of our other dealerships.

SMART Insurance with Windsor

The SMART Insurance policy from Windsor Motor Group provides a small body repair system that will keep your vehicle in showroom condition, without compromising your no-claims bonus. The policy ensures your vehicle remains free from chips, minor dents, light scratches and scuffs. With a SMART Insurance policy from Windsor Motor Group, your vehicle is covered for damage caused by everyday motoring. The most convenient way for you to submit your claim is to download our SMART app, but if you prefer you can go online or give us a call.

Should any claim not qualify as a SMART repair, up to a €250 contribution will be paid towards a body-shop repair (upon receipt of a valid invoice).

SMART insurance cover includes:

  • Private vehicle cover for up to 36 months
  • Safeguard your no-claims bonus
  • Repairs guaranteed for as long as you own the vehicle
  • Unlimited number of claims
  • Aggregate claim benefit of €3,000 for:
    • Dents not exceeding 15cm in diameter
    • Scratches not exceeding 15cm in length
    • Chips not exceeding 1.5mm in diameter
    • Bumper scuffs not exceeding 15cm in diameter

A standard Smart insurance policy is sold for four hundred and fourty nine euro, for a three year insurance policy, included in the price of this policy is insurer costs of two hundred and forty two euro including government tax. Dealer inducement is twenty seven per cent per annum over three years.

Mechanical Breakdown Warranty

Windsor’s warranty has been designed to protect you against the costs incurred in the event of an electrical or mechanical failure of a covered component or breakdown/immobilisation of a vehicle. All mechanical and electrical components are included against any mechanical breakdown during the warranty period, provided that the terms and conditions of the agreement are fully complied with.

A standard Mechanical breakdown policy is sold for five hundred and forty nine euro, for a two year insurance policy, included in the price of this policy is insurer costs of two hundred and twenty one euro including government tax. Dealer inducement is thirty two per cent per annum over two years.

GAP Insurance with Windsor

With your Windsor-purchased GAP Insurance, you are protected in the event of your vehicle being declared a write-off.

Motor insurance only covers you for the market value of the vehicle at the time it is declared a write-off. GAP Insurance will help you cover the excess remaining after your insurance pay-out.

Combined Guaranteed Asset Protection from Windsor Motors is subject to the terms and conditions in the policy schedule. You should note that there are certain limitations in terms of the maximum amount you may claim. Please ask your Windsor sales executive for further details.

GAP Example:
If you bought your vehicle outright and paid €26,500 for it and your motor insurance pay-out is €15,000, Return to Invoice Insurance (RTI) can pay up to the difference of €11,500 to top it up to the original €26,500. If you financed your vehicle and paid €26,500 and your motor insurance pay-out is €15,000, and your outstanding finance payment was €18,000, Finance GAP insurance may pay out up to €3,000.

Combined Guaranteed Asset Protection will pay out the greater of the Finance GAP or RTI amount.

Significant Benefits of GAP Protection:

Policy Duration
Cover is available for varying durations, depending on your requirements and according to the terms of your finance agreement. Cover ends earlier in the event of a paid claim or if the vehicle is no longer in your possession

Provides a contribution of up to €250 towards your motor insurance policy excess

A range of claim limits are available depending on the premium paid and the purchase price of your vehicle

Vehicle accessories covered
As long as accessories are fitted by a Windsor Motors dealership and are manufacturer approved, they will be covered up to €1,500 of extras. Manufacturer fitted accessories are covered.

If during the first year of cover, the vehicle is written off and you get a replacement vehicle on a “new for old” basis, you can transfer the remaining duration of the policy to your replacement vehicle free of charge. You may then subsequently, at any time, transfer any remaining period of insurance on the policy due to a further change of vehicle, on payment of an administration fee of €35, as long as the replacement vehicle falls within the price range specified in your policy schedule.

Windsor receives inducements for the insurance products that is sells. As an example, Smart Insurance Policy based on a 36-month term, Windsor Motor Group receives thirteen per cent commission on margin per annum. This figure excludes any overheads or administration costs.

A standard GAP insurance policy is sold for three hundred and ninety five euro, for a three year insurance policy, included in the price of this policy is insurer costs of one hundred and thirty seven euro including government tax. Dealer inducement is twenty two per cent per annum over three years.

Service Contact Numbers

SMART Insurance Helpline
(01) 531 4891

GAP Insurance Helpline
(01) 531 4891

Mechanical Breakdown Claim Line
(0035) 315 314 891